there is a stroke of luck we have been robbed

[Borchester]

The motor was making a hell of a racket and I thought oh God, the exhaust is buggered which means a serious blow to the wallet.

But it turns out that someone has pinched the catalytic converter, so it is the insurance company's worry. Admittedly I am now stuck in Hemel Hempstead which is, by general agreement, the arse end of the empire, but one way and another, more pluses than minuses