I'm happy we're selling off the NHS

[papasmurf]

The fact remains that if you are reasonably healthy you are quids in.

That is the problem, you have just shot your own argument down in flames.
The last time I checked which was some years ago "all risks" health insurance was £12000 a year.

[Nick]

£306 a month FFS that is a bloody fortune to most people, and that average can skyrocket with many medical conditions when the medical insurance refuses to pay it.

300 quid represents what the average bod would pay in NI contributions anyway so where is the difference?

As for insurance refusing to pay, this is down to whether the Copay is up to date and the rules have been followed.

The fact remains that if you are reasonably healthy you are quids in. Any alcohol or smoking related illness is paid for by the patient and not passed in to healthy people which is fine by me.

[papasmurf]

PPS: I just realised, Life must be one long Lent for you...

Not really a local restaurant had to close suddenly because of staff testing positive for Covid, (the closures are increasing every day.) So they has to get rid of some cooked spider crab for a £5 donation for the lifeboat.
The crab was excellent and I made a bisque out of the carcass and left over bits.

[patman post]

∆∆∆ 

But even semi-skimmed still resembles milk.   

PS: I don't like milk, though I don't mind cold Alpro almond or soya on cereal, or even cooked with. 

PPS: I just realised, Life must be one long Lent for you...

[papasmurf]

Skimmed?   

That must be one of the most expensive ways of buying white water — not that I'm prejudiced, you understand...

You are prejudiced, I am barred full fat milk.

[patman post]

In case you hadn't noticed milk is mainly sold in litres these days. The UHT skimmed milk we buy is 50p a litre.

Skimmed?   

That must be one of the most expensive ways of buying white water — not that I'm prejudiced, you understand...

[papasmurf]

Quite right Pappy. Ignore the medical treatment and think how muchyou would save by being dead. 

The NHS works out at an average of £290 a month, which is not a lot cheaper.

American Health insurance is NOT all risks. (Why some people are trying to defend the indefensible I really cannot understand.)

Remote Area Medical a charity (started by the late State Brock, ) now provides health services in the USA, which shows just how bad American health care now is.
Plus the cost of American Health care is way above the UK.
https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/#item-start


Health spending per person in the U.S. was $10,966 in 2019, which was 42% higher than Switzerland, the country with the next highest per capita health spending.

Health consumption expenditures per capita, U.S. dollars, PPP adjusted, 2019
United States $10,966
Switzerland $7,732
Germany $6,646
Austria $5,851
Sweden $5,782
Netherlands $5,765
Comparable Country Average $5,697
Belgium $5,428
Canada $5,418
France $5,376
Australia $5,187
Japan $4,823
United Kingdom $4,653

[Borchester]

In case you hadn't noticed milk is mainly sold in litres these days.

Someone must have forgotten to tell Jack Cohen then, because I have a bottle of Tesco's milk in front of me and the label says it contains 6 pints.

[Borchester]

£306 a month FFS that is a bloody fortune to most people, and that average can skyrocket with many medical conditions when the medical insurance refuses to pay it.
The costs of medicines is horrendous in America.
You attempt to support American health care is frankly perverse.

Quite right Pappy. Ignore the medical treatment and think how muchyou would save by being dead. 

The NHS works out at an average of £290 a month, which is not a lot cheaper. 

[papasmurf]

Well there you go pappy. I rest my case.

A tight Arse admitting he has short arms and deep pockets most definitely won't know the price of a pint of milk.

In case you hadn't noticed milk is mainly sold in litres these days. The UHT skimmed milk we buy is 50p a litre.

[Thomas]

Three hundred quid is not than much? You are joking, that is a fortune to the 14 million people in Britain living in precarity.

I am more than in touch with the price of things. Both my wife and I squeak when we walk and discuss the price of things several time a week. (That is why we notice how much prices have risen since Brexit.)

Well there you go pappy. I rest my case.

A tight Arse admitting he has short arms and deep pockets most definitely won't know the price of a pint of milk.

[papasmurf]

Three hundred quid a month isn't that much at all pappy.
I think you are just old and way out of touch with the price of stuff in this day and age.

Three hundred quid is not than much? You are joking, that is a fortune to the 14 million people in Britain living in precarity.

I am more than in touch with the price of things. Both my wife and I squeak when we walk and discuss the price of things several time a week. (That is why we notice how much prices have risen since Brexit.)

[Thomas]

£306 a month FFS that is a bloody fortune to most people, and that average can skyrocket with many medical conditions when the medical insurance refuses to pay it.
The costs of medicines is horrendous in America.
You attempt to support American health care is frankly perverse.

Three hundred quid a month isn't that much at all pappy.
I think you are just old and way out of touch with the price of stuff in this day and age.

[papasmurf]

From your own article it states... 'average patient's out-of-pocket expenses last year came to over $5,000', That equates to £306 per month. Hardly the crippling amount that is tossed about by the left is it?

£306 a month FFS that is a bloody fortune to most people, and that average can skyrocket with many medical conditions when the medical insurance refuses to pay it.
The costs of medicines is horrendous in America.
You attempt to support American health care is frankly perverse.

[Nick]

Not direct experience but I do have relatives and friends who live there, and even Donald Trump questioned why American health insurance is so expensive.

https://www.cnbc.com/2020/03/11/nearly-1-in-4-americans-are-skipping-medical-care-because-of-the-cost.html

Nearly 1 in 4 Americans are skipping medical care because of the cost
Published Thu, Mar 12 20206:01 AM EDTUpdated Thu, Mar 12 202010:12 AM EDT

For many Americans, a trip to the doctor hinges on whether they can afford to go, rather than if it's a medical necessity.

Over the past year, 22% of Americans say they have steered clear of some sort of medical care — including doctor visits, medications, vaccinations, annual exams, screenings, vision checks and routine blood work — because of the expense,



https://www.cnbc.com/2021/01/05/americans-fear-they-wont-be-able-to-pay-for-health-care-this-year.html

66% of Americans fear they won't be able to afford health care this year
Published Tue, Jan 5 202112:43 PM EST

So you don't have any experience then.

I lived in Charlotte N.C. for 4 and a half years and I can assure you it's the same if not a damn site cheaper than paying tax and NI here. I had a well paid position and save a packet compared to the UK's PAYE system.

From your own article it states... 'average patient's out-of-pocket expenses last year came to over $5,000', That equates to £306 per month. Hardly the crippling amount that is tossed about by the left is it?

The big difference is the cost of living, excluding food where they have logistic problems due to the size of the country. For example the cost of property outside of the city is 95% cheaper in the US, that's a massive saving in your budget.